Ingo Money: Take Your Money Places

If you can use a phone, you can Ingo.

With Ingo Money, cashing your checks and accessing your money couldn’t be easier. All you need is a smartphone, a check, an eligible Debit or Prepaid card, and a couple minutes to spare.


Okay, first things first. Download the app.

Using your smartphone, follow the link below to the App Store℠ or the Google Play™ Store, and download the Ingo Money App. The app is free. And it’s easy. Hmm. Notice a theme developing here?

Apple Store Google Play


Pick a card, any eligible debit or prepaid card.

Create your Ingo Money account right in the app. Just enter your name, address, and Social Security Number, and other requested information. To make sure you are who you say you are, we may ask a few questions only you should be able to answer. We will also send you an email to confirm your email address. Next, enroll your eligible prepaid or debit cards in the app. If you don’t have an eligible card, getting one is easy. Click here.


Lights. Camera. Cash Check. Action.

Now comes the fun part. Getting your money. It’s simple. Just place your check on any flat, well-lit surface. Line it up with your smartphone camera. Take a picture of the front and back to send it to Ingo Money for approval.


In with a check, and on with your life.

You can choose how and when your money is funded directly to your eligible card if your check is approved. Choose 10-day funding to access your money for no fee. If you need to access your money today, choose to fund your card in minutes for a 1% or 4% fee depending on check type with a minimum fee of $5 per transaction. Then, sit back and relax because we do the rest. If your card is funded, pay bills, buy groceries, or do whatever it is you do with your hard-earned money. That’s all there is to it. In with the check, and on with your life. That’s Ingo Money. Any questions?


When you send a check to Ingo Money for funding, we review it for approval because we take the risk. You can cash paychecks, government checks, personal checks — most types of checks — with a minimum value of $5 and a maximum values of $2,500. If your check is approved, get your money in minutes for a fee or in 10 days with no fee (if your check is not returned unpaid within the 10-day period). Funds from approved checks will be credited right to  your card! If your card is funded, the money is yours to keep and safe to spend. No waiting in line. No returned checks. No worries.