Enable Your Customers To Move Money Safely & Instantly

Account funding and transfer technology featuring cross-client risk management and payment choice.

Digital Transfers And Risk Services

Inbound Account Funding and Payments

Transfer funds from any source, with optional risk management and guarantee solutions

  • Real-time debit and prepaid cards
  • Bank account (ACH debit)
  • PayPal, Venmo and other mobile wallets

Learn More

Outbound Transfers and Payouts

Transfer funds to any destination, with optional account ownership verification services

  • Real-time debit and prepaid cards, mobile wallets and instant-issue accounts
  • RTP and ACH debit to bank accounts
  • Cash payouts staged in real-time
  • Optional check issuance service

Bill Payment & Balance Transfers

Bill Payment
Pay over 15,000 billers including bank and private-label credit cards, lenders, utilities, government agencies, health-care providers and more.

Balance Transfer & Debt Consolidation
Perform credit card balance transfers and pay off third-party loans and debts.

Bill Payment and Balance Transfers

Cash Deposits & Payments

  • Cash deposits to debit and prepaid card accounts
  • Bank-issued and private label credit card payments
  • Credit card biller concentration services
  • Supported at 140,000 retail locations
  • Customer-facing location-finder

Protect Your Business & Your Customers

Transactional Risk Management
In-line digital identity verification and account ownership validation performed according to your custom-configured risk rules to help ensure you pay who you intend and fund an account they own.

Regulatory Compliance
In-line sanctions screening and clearing, account-level velocity monitoring and dynamically managed workflow and session clock management to comply with banking, financial and jurisdictional regulations.

Data Security
Bank-hardened platforms audited and certified annually for PCI DSS Level 1 and SSAE SOC 1, Type 2 and SOC 2, Type 2 compliance for 10 years and counting.

Operate Reliably & Efficiently

Reconciliation & Settlement
Daily line-item reconciliation reporting and aggregated treasury account settlement with a growing number of interoperable bank partners.

Payment Operations & Servicing
Recipient dispute resolution, proof-of-payment evidence and payment returns management.

Data & Analytics
Comprehensive real-time stage and status webhooks by subscription; financial, business performance and trend reporting; and cross-client benchmarking insights.

Why Ingo Money

  • Industry-Leading Payments Reach
    Industry-Leading Payments Reach

    Move money anywhere, anytime. No network endpoint maintenance. No payments certification. No hassle.

  • Risk & Compliance Controls
    Risk & Compliance Controls

    Protect your business and your customers with cross-client risk management, data security and regulatory compliance.

  • Seamless Customer Experiences
    Seamless Customer Experiences

    Make a lasting impression. Whether it’s your UX or ours, it’s always yours. Your brand. Your voice. Your look and feel.

  • Flexible Technology Platforms
    Flexible Technology Platforms

    Integrate easily and support almost any payments use case with configurable technology built for business.

  • Speed to Market
    Speed to Market

    Launch quickly with expert implementation support and a number of interoperable bank sponsors.

  • Partners for Scale
    Partners for Scale

    Get unparalleled service and support from the best in payments innovation and 250+ experts.

Let's Talk

Additional Resources


Manage Risk, Zero Fraud Guarantee Protection on Inbound Digital Transfers



Complex Money Mobility Made Easier