Enable Your Customers To Move Money Safely & Instantly

Account funding and transfer technology featuring cross-client risk management and payment choice.

Digital Fund Transfers

Digital Transfers And Risk Services

Inbound Account Funding and Payments

Transfer funds from any source, with optional risk management and guarantee solutions

  • Real-time debit and prepaid cards
  • Bank account (ACH debit)
  • PayPal, Venmo and other mobile wallets

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Outbound Transfers and Payouts

Transfer funds to any destination, with optional account ownership verification services

  • Real-time debit and prepaid cards, mobile wallets and instant-issue accounts
  • RTP and ACH debit to bank accounts
  • Cash payouts staged in real-time
  • Optional check issuance service

Bill Payment & Balance Transfers

Bill Payment
Pay over 15,000 billers including bank and private-label credit cards, lenders, utilities, government agencies, health-care providers and more.

Balance Transfer & Debt Consolidation
Perform credit card balance transfers and pay off third-party loans and debts.

Bill Payment and Balance Transfers

Cash Deposits and Payments

Cash Deposits & Payments

  • Cash deposits to debit and prepaid card accounts
  • Bank-issued and private label credit card payments
  • Credit card biller concentration services
  • Supported at 140,000 retail locations
  • Customer-facing location-finder
Protect Your Business and Your Customers

Protect Your Business & Your Customers

Transactional Risk Management
In-line digital identity verification and account ownership validation performed according to your custom-configured risk rules to help ensure you pay who you intend and fund an account they own.

Regulatory Compliance
In-line sanctions screening and clearing, account-level velocity monitoring and dynamically managed workflow and session clock management to comply with banking, financial and jurisdictional regulations.

Data Security
Bank-hardened platforms audited and certified annually for PCI DSS Level 1 and SSAE SOC 1, Type 2 and SOC 2, Type 2 compliance for 10 years and counting.

Operate Reliably & Efficiently

Reconciliation & Settlement
Daily line-item reconciliation reporting and aggregated treasury account settlement with a growing number of interoperable bank partners.

Payment Operations & Servicing
Recipient dispute resolution, proof-of-payment evidence and payment returns management.

Data & Analytics
Comprehensive real-time stage and status webhooks by subscription; financial, business performance and trend reporting; and cross-client benchmarking insights.

Operate Reliably and Efficiently

Why Ingo Money

  • Industry-Leading Payments Reach
    Industry-Leading Payments Reach

    Move money anywhere, anytime. No network endpoint maintenance. No payments certification. No hassle.

  • Risk & Compliance Controls
    Risk & Compliance Controls

    Protect your business and your customers with cross-client risk management, data security and regulatory compliance.

  • Seamless Customer Experiences
    Seamless Customer Experiences

    Make a lasting impression. Whether it’s your UX or ours, it’s always yours. Your brand. Your voice. Your look and feel.

  • Flexible Technology Platforms
    Flexible Technology Platforms

    Integrate easily and support almost any payments use case with configurable technology built for business.

  • Speed to Market
    Speed to Market

    Launch quickly with expert implementation support and a number of interoperable bank sponsors.

  • Partners for Scale
    Partners for Scale

    Get unparalleled service and support from the best in payments innovation and 250+ experts.

Let's Talk

Additional Resources


Manage Risk, Zero Fraud Guarantee Protection on Inbound Digital Transfers



Complex Money Mobility Made Easier