Inbound Account Funding and Payments
- Fund accounts and accept payments via ACH debit from customer bank accounts
- Fund accounts instantly by debit or prepaid card transfer
Outbound Transfers and Payouts
- Transfer funds to bank accounts via ACH credit and RTP
- Disburse funds instantly to debit and prepaid cards, digital wallets and instant-issue accounts
- Stage cash payouts in real time
- Issue checks
Mobile Deposit & Check Cashing
Ingo Check Alert API
Customer, check maker and duplicate deposit data to inform your in-house underwriting models.
Ingo Check Protect API
Real-time deposit underwriting featuring industry-leading predictive risk modeling.
Ingo Mobile Check Cashing SDK
No-risk mobile check cashing service delivering money in minutes for a fee or in 10 days for free.
Cash Deposits & Payments
- Cash deposits to debit and prepaid card accounts
- Bank-issued and private label credit card payments
- Credit card biller concentration services
- Supported at 140,000 retail locations
- Customer-facing location-finder
Bill Payment & Balance Transfers
Pay over 15,000 billers including bank and private-label credit cards, lenders, utilities, government agencies, health-care providers and more.
Balance Transfer & Debt Consolidation
Perform credit card balance transfers and pay off third-party loans and debts.
Protect Your Business & Your Customers
Transactional Risk Management
In-line digital identity verification and account ownership validation performed according to your custom-configured risk rules to help ensure you pay who you intend and fund an account they own.
In-line sanctions screening and clearing, account-level velocity monitoring and dynamically managed workflow and session clock management to comply with banking, financial and jurisdictional regulations.
Bank-hardened platforms audited and certified annually for PCI DSS Level 1 and SSAE SOC 1, Type 2 and SOC 2, Type 2 compliance for 10 years and counting.
Operate Reliably & Efficiently
Reconciliation & Settlement
Daily line-item reconciliation reporting and aggregated treasury account settlement with a growing number of interoperable bank partners.
Payment Operations & Servicing
Recipient dispute resolution, proof-of-payment evidence and payment returns management.
Data & Analytics
Comprehensive real-time stage and status webhooks by subscription; financial, business performance and trend reporting; and cross-client benchmarking insights.
Money Mobility. Delivered.
Industry-Leading Payments Reach
Move money anywhere, anytime. No network endpoint maintenance. No payments certification. No hassle.
Risk & Compliance Controls
Protect your business and your customers with cross-client risk management, data security and regulatory compliance.
Seamless Customer Experiences
Make a lasting impression. Whether it’s your UX or ours, it’s always yours. Your brand. Your voice. Your look and feel.
Flexible Technology Platforms
Integrate easily and support almost any payments use case with configurable technology built for business.
Speed to Market
Launch quickly with expert implementation support and a growing number of interoperable bank sponsors.
Innovators with Experience
Partner with the first and best in payments innovation, with 20 years of experience and 200+ experts.