Change The P2P Paradigm

Empower Your Customers

Send, request and receive money transfers—from anyone, to anyone—natively.

All day, every day, your customers are funding third-party apps to transfer money. 

Give them the power to pay and get paid from a single account. Yours.

Engage the non-customer party on a custom-branded SaaS platform to originate inbound and outbound transfers:

• Custom email and SMS notification and transactional communications
• Fully branded digital experience
• In-line authentication, ID verification, onboarding, risk management and user account creation
• Linking of ownership-verified accounts to send and receive transfers

Acquire New Customers

It’s the ultimate refer-a-friend program.

Payment options can include—and feature—your card program, to turn non-customer recipients into customers in a snap.

With direct integration to your processing platform, Ingo Money enables instant-issuance of a funded account to a new, identity-verified customer, as the fastest, least expensive way for a non-customer to receive their money.

Protect Your Business & Your Customers

Cross-Client Risk Management
Operated on a universal network directory informed by two decades of account funding experience with over 300 bank, prepaid and digital wallet brands, inbound funding risk is managed holistically with built-in identity verification, account ownership validation, AI-driven transactional risk scoring and suspicious activity monitoring.

Regulatory Compliance
In-line sanctions screening and clearing, account-level velocity monitoring and dynamically managed workflow and session clock management to comply with banking regulations.

Data Security
Bank-hardened platforms audited and certified annually for PCI DSS Level 1 and SSAE SOC 1, Type 2 and SOC 2, Type 2 compliance for 10 years and counting.