Ingo Instant Payments

Businesses spend billions each year issuing trillions of dollars in paper checks. Billions of dollars are spent to pay people in 2 - 3 weeks. That’s crazy! Even ACH takes 1 - 3 days. In this age of instant everything, money shouldn’t move so slowly. And it shouldn’t cost so much to pay someone either. That’s where we come in.

We help forward-thinking companies change the way they pay people, with efficient digital push payments funded instantly to any account they choose.

Push payments can be used for B2P, B2B, P2P—almost any type of payment. Companies can push payments to customers, contractors, employees and suppliers. People can push payments to each other. All in real-time. All at the same time.

And it’s really easy.

People use the same card accounts to get paid as they do to make purchases. No special form factors. No special process. No special training required.

Here are a few examples:

• Insurance claims
• Healthcare reimbursements
• Merchant receivables
• Contractor & supplier payments
• Legal settlements
• Payroll & employee reimbursements
• Sales & marketing incentives
• Person-to-person payments

Pay people and businesses instantly for everyday, occasional, emergency and recurring disbursements.

Power real-time domestic digital money transfer and international remittances with a single integration.

A single API integration gets you turnkey access to a world of payment destinations.

Tell us who to send money to, how much to send and provide an account number. We’ve got the rest.

This is the core. Ubiquitous reach, routing intelligence, compliance controls and authentication are all built- in.

We don’t handle the money, but we do provide the reporting needed to help the banks and networks settle.

Don’t know their account number? Don‘t even want to know their account number?

We’ve got you covered. Our PaaS toolkit includes white-label digital notification services that link to a hosted payment portal or a PCI-compliant I-frame you can install on your own website.

Want to make someone’s day? Send them email, text or push to tell them you’re paying them money.

We’ll host a portal to collect payment method and account details or give you a widget for your own.

We’re connected to almost all card payment networks and we have direct integrations with mobile wallet providers and prepaid card programs that can’t be reached by traditional network push payments.

That means we can fund almost every account out there and in most cases, we can fund them more than one way, so bank issues and processor outages are less disruptive.

And if the person you’re paying doesn’t have an account at all, we offer cash disbursement with money transfer partners so they can pick a location nearby.

Whoever you need to pay can choose the option that’s best for them. That’s what we mean by ubiquitous.

Implementing push payments is a no-brainer. It can save you a lot of money, improve AP efficiency and make your customers really happy. But why should you work with us? Ingo Instant Payments is simply the best push payments platform for businesses.

Implement a single, simple API to access our mature, intelligent, redundant global payments gateway.

Pay anyone with reach to most debit, prepaid and credit cards and mobile wallets plus cash disbursement.

Provide people with guaranteed funds available to spend in an instant in any account they choose. Happiness abounds.