Your Deposit Tech.
Our Deposit Data.
INGO CHECK ALERT API
- Access customer, check maker and duplicate deposit fraud data to inform your in-house underwriting models
- Detect known fraud actors across disaggregated customer attributes
- Identify high-risk check makers
- Screen in real-time for duplicate deposit by any other network participant
Your Deposit Tech.
Our Deposit Intelligence.
INGO CHECK PROTECT API
- Real-time deposit underwriting featuring industry-leading predictive risk modeling
- Near-real-time transactional risk scores correlated to variable deposit hold times
- Powered by intelligent risk automation
- Informed by network-wide experiential data
- Backed by optional 24×7 risk center and fraud investigator support
Real-time Check Cashing.
Guaranteed Funds.
INGO MOBILE CHECK CASHING SDK
- National bank-sponsored check cashing network with no risk, cost or operational overhead for your business
- Customers cash almost any type of check and receive money in minutes for a fee or in 10 days for free, as good as cash and safe to spend
- SDK integration in your mobile app features custom design configuration for a seamless user experience
Trusted by Industry Leaders and Marketplace Innovators
Resource
Paper Check Fraud’s Weakest Link Is… the Paper Check
Given the chance, most consumers will choose digital payments over paper checks. Yet the check endures, expensive to make and mail and manage, and they often sit uncashed at the back of a drawer for weeks and even months.
Blog
The Ongoing Battle Against Check Fraud: How Ingo is Staying Ahead
In an age dominated by digital payments, check fraud may seem like a relic of the past. But check fraud continues to plague both businesses and consumers alike.
Mobile Deposit Risk. Managed.
Reduce Deposit Losses
Leverage our automated risk intelligence, expert modeling and data to control fraud, reduce loss and expand access.
Grow Inbound Account Funding
Enable checks as an inbound source of funds to drive customer engagement and account usage.
Seamless Delivery
Deposit checks in your digital banking or BaaS platform or cash checks natively with instant, digital funding.
Safety & Security
Protect your business and your customers with our turnkey, risk-free mobile check cashing service.
Implementation Simplicity
Launch quickly with expert implementation support and AI-based risk modeling services.
Proven Performance
Partner with the best in check risk management, with decades of experience and 240+ payments experts.