Blog

Comparing RTP, FedNow and Push-to-Card

August 30, 2023By Drew Edwards

Instant payments have become the de facto expectation for consumers and businesses alike. Brands that cannot deliver on the promise of real-time, safe-to-spend funds will quickly find themselves losing ground to the competition.  Companies in the United States seeking this new standard have a growing number of payment options to choose from, including Same-Day ACH, push-to-card, the RTP® Network, and – now – FedNow. It can be confusing to know which is best suited to…

Updating Internal Controls to Mitigate the Risk of Disbursements Fraud

July 25, 2023By Dennis Mullin

Payments fraud is as old as the first payment. From stagecoach robberies in the 1800s to the near doubling of reports in check fraud over the last year, thieves will always creatively test the integrity of payment systems. The advent of digital disbursements and real-time funding have only upped the stakes in the fight against fraudsters because funds cannot easily be clawed back, shifting more of the liability to the senders of funds rather than…

Ingo: Partners for the Long Game

May 10, 2023By Drew Edwards

If last year was witness to a Crypto Winter, then it certainly seems as if the leaves are beginning to turn on the tech industry more broadly. Fast falling levels of funding and layoffs have become routine, with the fintech sector taking it on the chin. In the long view, this will likely be seen as a necessary winnowing that removed much of the froth and instability from the market with the stronger companies and…

A Partner in Payments That Companies Love

February 14, 2023By Drew Edwards

In a recent media interview, an executive at Caesar’s Sportsbook said they selected Ingo Money because they needed an expert provider who would partner with them and get into the trenches. Here at Ingo, we take being called a trusted partner willing to do the hard work of payments the highest of compliments. It started me thinking about Ingo Money’s place in the growing payments ecosystem and where we’re headed this year.  With payments –…

Employee Spotlight: Lydia Inboden

February 1, 2023By Lydia Inboden

In my case, a better title for this column would be “Why I Rejoined Ingo Money.” I originally began working at Ingo Money in 2016 and left roughly five years ago to pursue other opportunities. I have now been back for a couple of months and am so happy to be amongst old friends and colleagues. From push payments to card issuance to banking-as-a-service and even crypto, I’ve helped shape and scale a number of…

Payments Orchestration in the Era of Money Mobility

October 20, 2022By Lisa McFarland

Though it usually receives little attention, payments orchestration is a long-standing and vital concept in payments. It involves the management and coordination of all the disparate parts of a payment from start to finish across external vendors, internal systems and financial institutions. Traditionally, this term refers to merchant acquisition or an inbound consumer payment and covers payment authorization, transaction routing and settlement. But the rise of Money Mobility and an ever-evolving digital fraud landscape has…

Alleviate the Time, Cost and Stress of Payments Compliance

August 19, 2022By Rusty Pickering

Rusty Pickering is the President and Chief Operating Officer of Ingo Money.  Prior to Ingo Rusty was a senior partner and chair of the venture capital practice at Nelson Mullins, an Amlaw 100 law firm in Atlanta. The explosion in new consumer financial accounts that accelerated during the pandemic has led to a corresponding demand for money mobility solutions. Every neobank, retail brand or financial entity that began offering a branded prepaid card, deposit account…

Ingo Money Tops $1B a Month in Disbursements Volume

June 23, 2022By Drew Edwards

We are incredibly excited to share the news of this milestone. Reaching one billion dollars in monthly corporate disbursements volume on the Ingo Money platform is a tremendous validation of our team’s hard work and expertise as well as the technology underpinning our solution. A sincere thank you to everyone who has been a part of this journey. Hitting this incredible milestone also led me to reflect on how much we’ve evolved as a company…

Ingo Money’s Emergency Relief Fund: Building Work Community Through a Culture of Giving

May 24, 2022By Ingo Money

Ingo Money recently partnered with Canary to offer employees access to emergency cash when facing financial hardship. As the “Money Mobility company”, we’ve always been in the business of making sure consumers have access to the money they need, when they need it. Choosing an employee relief fund to support employee financial wellness is a natural extension of this work. Canary has worked closely with Ingo to launch the Ingo Money Grant Circle and spoke…

Why I Joined Ingo Money: Alex Cooper

March 8, 2022By Alex Cooper

In a word, the answer to why I decided to join Ingo Money is "Simple." I find Ingo's approach to payments very refreshing. They strive to make something very complicated simple. Payments are complicated; I am not trying to tell you otherwise. Get it right, and nobody gives you a pat on the back. Get it wrong, and you are dealing with fraudsters, upset customers asking where their money is, or even worse, regulators and…