On a Mission to Make Money Movement
Instant, Digital and Secure

Since 2001, we have focused on a singular mission: to give people and businesses instant, digital and secure access to their money. Anytime. Anywhere. In any account they choose. It’s what we call Money Mobility™.
Ingo Money powers embedded instant payments and payouts for fully digital, cloud-based platforms, mainframes and everything in between, bridging the gap between old payment methods and new ones to deliver modern payments experiences.

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Our Ingo Payments Network™, the industry-leading network of networks, provides the technology platforms and expert risk management that make embedded instant money possible. Delivering on the promise of instant money takes a payment network with nearly endless reach: to bank accounts by debit card and by bank transfer; to prepaid cards, credit cards and lenders and merchants of all kinds; to digital wallets like PayPal, Venmo, Apple Pay and Amazon; and sometimes it takes cash. We do it all—with one easy integration—because when you can pay anyone, you can pay everyone.

Highlights in History


  • Introduced Inbound Digital Transfer & Risk Services with zero fraud guarantee protection


  • Introduced network risk management API services
  • Extended payment network reach to The Clearing House for RTP instant bank transfer
  • Introduced SaaS Disbursements Marketplace platform multi-party payments
  • Introduced industry’s first cross-platform, open-loop Ingo P2P Payments network


  • Launched IngoPay SaaS Disbursements Marketplace platform with Liberty Mutual and Safeco Insurance
  • Launched Green Dot instant mobile check cashing
  • Extended payment network reach to Venmo and launched Venmo instant mobile check cashing


  • Launched B2C disbursements with KeyBank
  • Launched IngoPay SaaS Disbursements Marketplace platform with GEICO
  • Extended payment network reach to ACH bank transfer


  • Launched B2C disbursements with Goldman Sachs
  • Extended payment network reach to MoneyGram, adding real-time cash payouts to more than 40,000 agent locations
  • Launched debit card inbound payments acquiring with Visa and Mastercard


  • Introduced IngoPay Iframe and SaaS Disbursements Marketplace™ platforms
  • Launched industry’s first online loan and line of credit disbursements platform
  • Launched PayPal instant mobile check cashing


  • Launched American Express instant mobile check cashing
  • Extended payment network reach to Amazon
  • Introduced IngoPay API disbursements platform to banks & businesses, providing network reach to 4.5B accounts


  • Extended payment network reach to PayPal
  • Launched Netspend instant mobile check cashing
  • Extended payment network reach to regional debit networks to achieve ~100% push-to-debit success


  • Acquired Fuze Network for gateway, processing and intelligent routing to create the Ingo Payments Gateway
  • Launched instant mobile check cashing with 14 clients, including U.S. Bank and T-Mobile
  • Extended payment network reach to Mastercard, American Express, Discover, private label credit cards and bill payment


  • Launched the industry’s first instant mobile check cashing service for Regions Bank
  • Launched H&R Block instant mobile check cashing
  • Introduced the Ingo Money App, a direct-to-consumer instant mobile check cashing service, in partnership with Visa


  • Launched push-to-debit as Visa’s first original credit transaction originator in the U.S.
  • Acquired Clear Payments, Inc. for Check 21 clearing technology to deliver mobile deposit and check cashing services
  • Extended network reach to Green Dot, RushCard, Walmart MoneyCard and H&R Block prepaid programs