On a Mission to Make Money Movement
Instant, Digital and Secure

Since 2001, Ingo Money Inc. has focused on a singular mission: to give people and businesses instant, digital and secure access to their money. Anytime. Anywhere. In any account they choose.

Ingo Money
A recognized industry leader in deposit risk management analytics and underwriting, we provide fintech issuers with our deposit risk capabilities as unique solutions to support both mobile deposit and check cashing account funding features.

Ingo Payments
The pioneer in U.S. push payments, we power instant payment, payout, account funding and banking-as-a-service solutions for enterprises, banks and businesses, bridging the gap between old payment methods and new ones to deliver modern payments experiences.

Highlights in History


  • Introduced inbound payments acquiring with risk management and zero fraud guarantee
  • Launched commercial banking disbursements platform with KeyBank
  • Launched one time access code and multi-factor authentication services


  • Introduced Debit card and ACH account funding
  • Launched account funding risk services with zero fraud guarantee protection
  • Introduced DigitalPay SaaS platform multi-party payments


  • Extended payment network reach to include RTP processing with The Clearing House
  • Introduced industry’s first open-loop P2P Payments network
  • Introduced Ingo Fraud Alert network risk management API service


  • Launched DigitalPay SaaS platform with Liberty Mutual and Safeco Insurance
  • Launched Green Dot instant mobile check cashing
  • Extended payment network reach to launch inbound account funding for Venmo
  • Launched Venmo instant mobile check cashing


  • Launched B2C disbursements under KeyBank sponsorship
  • Launched DigitalPay SaaS platform with GEICO


  • Launched B2C disbursements with Goldman Sachs
  • Extended payment network reach to MoneyGram, adding real-time cash payouts to more than 40,000 agent locations
  • Launched debit card inbound payments acquiring with Visa and Mastercard


  • Introduced Iframe and DigitalPay platforms
  • Launched industry’s first online loan and line of credit disbursements platform
  • Launched PayPal instant mobile check cashing


  • Launched American Express instant mobile check cashing
  • Extended payment network reach to Amazon
  • Introduced IngoAPI disbursements platform to banks & businesses, providing network reach to 4.5B accounts


  • Extended payment network reach to PayPal
  • Launched Netspend instant mobile check cashing
  • Extended payment network reach to regional debit networks to achieve ~100% push-to-debit success


  • Acquired Fuze Network for gateway, processing and intelligent routing to create the Ingo Payments Gateway
  • Launched instant mobile check cashing with 14 clients, including U.S. Bank and T-Mobile
  • Extended payment network reach to Mastercard, American Express, Discover, private label credit cards and bill payment


  • Launched the industry’s first instant mobile check cashing service for Regions Bank
  • Introduced the Ingo Money App, a direct-to-consumer instant mobile check cashing service, in partnership with Visa


  • Launched push-to-debit as Visa’s first original credit transaction originator in the U.S.
  • Acquired Clear Payments, Inc. for Check 21 clearing technology to deliver mobile deposit and check cashing services
  • Extended network reach to Green Dot, RushCard, Walmart MoneyCard and H&R Block prepaid programs