Industry Leading Approval Rates
RISK MANAGEMENT & GUARANTEE SERVICES
With nearly fifteen years of highly specialized check risk management experience, Ingo Money blends advanced analytics with professional judgment to deliver the industry’s highest customer approval rates.
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Proprietary Underwriting Automation |
Ingo Money scrutinizes key elements of every check cashing transaction against thresholds that vary by servicing channel and check type.
Transaction source and location
User identification and screening
Check item validation and assessment
Check maker review and assessment
Funding account validation
Finely tuned systematic underwriting is completed in seconds using complex analytical techniques.
- Proprietary Risk Algorithms: Sophisticated, purpose-built statistical and analytical models
- Multiple Predictive Data Sources: Leveraging proprietary, third-party and client-furnished data
- Computational Analytics: Deployed to reveal trends, patterns and associations
- Transaction Risk Scoring: Measured across hundreds of risk profiles and dozens of rules and nets
But we don’t let all risk decisions rest on analytical analysis alone. Ingo Money conducts an underwriting review on every systematic marginal decline before rendering a final underwriting decision.
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