Flexible Servicing Solutions for Every Channel
OMNI-CHANNEL SERVICING PLATFORMS
Leverage your unique infrastructure and assets, and service your customers in their channel of choice.
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Mobile Check Cashing & Instant Deposit |
The mobile channel is an ideal platform for delivering anytime, anywhere check cashing services, and Ingo Money makes it easy. Your customers can cash checks in minutes to almost any bank account, prepaid card or PayPal account right from their phone via our mobile app, SDK and API platforms.
Ingo Money Mobile Check Cashing
The only commercially proven service in market, you can enable Ingo Money Mobile Check Cashing fast.
Operated in partnership with First Century Bank, N.A., a national bank, Ingo Money Mobile Check Cashing is a turnkey, network-integrated platform provided under the separate regulatory authority of a national bank.
Ingo Money
- Mobile and imaging technologies
- Underwriting and guarantee
- Settlement and transaction processing
First Century Bank, N.A.
- Customer identity verification
- Deposits, clearing and funding
- Regulatory oversight
Payment Networks
- Instant credit processing to nearly every debit and prepaid card
Ingo Money Mobile Check Cashing features:
- Instant, irreversible access to check funds on any approved check for a fee
- Irreversible access to check funds in 10 days for no fee if the check does not return unpaid within 10 days
- Support for most check types ranging in value from $5 up to $2500
- Industry-leading approval rates and guaranteed funds on approved checks
- Network-based account funding requiring no back-end integration
- Risk and liability protection for our clients and their customers
- Independent regulatory authority under a national bank charter
Choose from three implementation options:
Ingo Money App
Get started today with a marketing toolkit to educate customers.
Ingo Money Co-Branded App
Add your branding to our app and launch in as few as 60 days.
Ingo Money Mobile SDK
Integrate our configurable SDK into your mobile banking app and go live in 90 days.
Enterprise Mobile API Service
For independently licensed and regulated financial services firms, the Enterprise Mobile API service is a fully white-label, cloud-based software and services platform. The API exposes Ingo Money risk decisioning and guarantee services to support mobile check cashing and instant deposit on your mobile platform.
The Enterprise Mobile API Service features:
- Flexible integration options for your preferred customer experience
- Real-time check classification, underwriting and risk center support
- Funding guarantee services
- Settlement processing and reporting
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ATM & Kiosk Check Cashing |
Extend the utility of your ATM and kiosk platform with fee-based check cashing and instant deposit services available to your customers around the clock.
Enterprise ATM API options are available for independently licensed and regulated service providers and feature:
- Flexible integration options to support your preferred customer experience
- Real-time check classification and instant underwriting
- Funding guarantee services
- Settlement processing and reporting
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Branch and Retail Check Cashing |
Serve your consumer, business and high net worth customers in person and cash checks up to $500,000 in value with confidence, backed by Ingo Money risk decisioning and guarantee services.
For independently licensed and regulated service providers, three Enterprise Retail servicing platform options are available that feature:
- Real-time check classification, underwriting and risk center support
- Funding guarantee services
- Settlement processing and reporting
Enterprise Web POS
Get in market fast with our configurable Web POS, which supports an array of hardware and software platforms.
Enterprise Middleware Platforms
Leverage pre-existing integration with ProfitStars, NCR and MoneyGram middleware and branch automation platforms.
Enterprise Branch API
Integrate via API to your core teller or branch automation platform configured to your specifications.
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