Unmatched Value for Our Clients and Customers

CASE STUDIES

Ingo Money’s clients and customers are our very best advocates. Our clients are available as references and our mobile apps maintain 4+ ratings.

Financial Institution Case Study

Regions Bank was the first of the top 15 financial institutions to offer fee-based mobile, ATM and branch channel check cashing with Ingo Money.


Regions Bank was the first of the top 15 financial institutions to offer fee-based mobile, ATM and branch channel check cashing with Ingo Money.

43%
of Regions customers were users of financial services from alternative providers

41%
of Regions mobile deposit transactions are now fee-based, accelerated transactions

468K
of consumer banking households now use Regions NOW Banking

From high net worth private banking clients to business banking customers, freelancers to low- and moderate-income families, Regions Bank customers value access to instant, guaranteed check deposit services.

Prepaid Card Program Case Study

Ingo Money counts among its valued clients nearly every prepaid card program in market.

Risk: The only commercially proven mobile channel risk management platform.

Risk
The only commercially proven mobile channel risk management platform.

Regulation: A national bank structure providing regulated services and oversight.

Regulation
A national bank structure providing regulated services and oversight.

Reach: Account funding occurs via payment networks to simplify integration.

Reach
Account funding occurs via payment networks to simplify integration.

Top Prepaid Card ProgramsIngo Money User Incremental Monthly Load Value

Extending the utility of prepaid cards as a bank account alternative, the Ingo Money service provides prepaid cardholders with access to approved check funds right in their account. Funds are available in minutes for a fee or in 10 days for no fee if the check does not return unpaid within 10 days.

As with all new financial services products, consumer awareness and education are necessary to drive trial and usage. As a result of partner marketing integration and cardholder education efforts, prepaid programs are now scaling significantly.

Across Ingo Money SDK integration clients:

  • Enrollment penetration now exceeds 50% of all mobile app users, with best-in-class programs exceeding a 70% customer enrollment rate
  • Usage rates are approaching 60% of enrolled cardholders

For Ingo Money prepaid clients, mobile check cashing users deliver significantly higher prepaid load volume versus non-users:

  • Average load value for direct deposit cardholders increases 44.2%
  • Average load value for cash loading cardholders increases 127%

Extending the utility of prepaid cards as a bank account alternative, the Ingo Money service provides prepaid cardholders with access to approved check funds right in their account. Funds are available in minutes for a fee or in 10 days for no fee if the check does not return unpaid within 10 days.

As with all new financial services products, consumer awareness and education are necessary to drive trial and usage. As a result of partner marketing integration and cardholder education efforts, prepaid programs are now scaling significantly.

Across Ingo Money SDK integration clients:

  • Enrollment penetration now exceeds 50% of all mobile app users, with best-in-class programs exceeding a 70% customer enrollment rate
  • Usage rates are approaching 60% of enrolled cardholders

For Ingo Money prepaid clients, mobile check cashing users deliver significantly higher prepaid load volume versus non-users:

  • Average load value for direct deposit cardholders increases 44.2%
  • Average load value for cash loading cardholders increases 127%

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Ingo Money provides push payment data processing services to licensed financial institutions and money transmitters. Ingo Money does not receive or transmit funds. Most, but not all, issuing financial institutions post funds and make them available to the account owner in minutes. Most credit card payment transactions are posted within 24 hours.

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