Check deposit risk management
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47
%
Share of Fintechs that consider fraud to be their most pressing challenge
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74
%
Portion of Fintechs saying that their lack of payment options adds friction to the user experience
-
41
%
Portion of consumers citing guarantee of good funds/speed as their most experienced issue when depositing money
Real-time check cashing. Guaranteed funds.
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Ingo mobile check cashing SDK
- National bank-sponsored check cashing network with no risk, cost or operational overhead for your business.
- Customers cash almost any type of check and receive money in minutes for a fee or in 10 days for free, as good as cash and safe to spend.
- SDK integration in your mobile app features custom design configuration for a seamless user experience.
Your deposit tech. Our deposit data.
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Ingo check alert API
- Access customer, check maker and duplicate deposit fraud data to inform your in-house underwriting models.
- Detect known fraud actors across disaggregated customer attributes.
- Identify high-risk check makers.
- Screen in real-time for duplicate deposit by any other network participant.
Your deposit tech. Our deposit intelligence.
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Ingo check protect API
- Real-time deposit underwriting featuring industry-leading predictive risk modeling.
- Near-real-time transactional risk scores correlated to variable deposit hold times.
- Powered by intelligent risk automation.
- Informed by network-wide experiential data.
- Backed by optional 24×7 risk center and fraud investigator support.
Benefits
Mobile deposit risk. Managed.
Reduce Deposit Loses
Leverage our automated risk intelligence, expert modeling and data to control fraud, reduce losses and expand access.
Grow Inbound Account Funding
Enable checks as an inbound source of funds to drive customer engagement and account usage.
Seamless Delivery
Deposit checks in your digital banking or BaaS platform or cash checks natively with instant, digital funding.
Safety & Security
Protect your business and your customers with our turnkey, risk-free mobile check cashing service.
Implementation Simplicity
Launch quickly with expert implementation support and AI-based risk modeling services.
Proven Performance
Partner with the best in check risk management, with decades of experience and 240+ payments experts.
