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Research

Wage to Wallet™ Index: The Resilience Deficit: Labor Workers in an Automated Economy

Consumer expectations fell across all workers in April, but the drop in perception of job security was particularly stark for Labor Economy workers.

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Instant Payments Are Winning. Why Are Some Customers Still Saying No?

Research

Instant Payments Grow but the Real Barrier Is Human

Some consumers decline instant because they don’t need the money right away. Others hesitate because they’re uneasy about sharing their bank details or worried about security.

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From Opening to Ongoing: How Modern Payments Unlock Community Banks' Deposit Growth

Money Mobility Tracker

How Payments Gaps Are Limiting Deposit Growth at Community Banks

April 2026

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The Preference Match Imperative

Research

Why Speed Alone Isn’t Enough in Payouts

Payout performance is no longer defined solely by speed. Choice matters, and in many cases, it matters just as much as timing.

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Instant Account Activation: Why Funding Speed Is the New Battleground for Deposit Growth

Money Mobility Tracker

Why Millions of New Accounts Never Turn Into Real Banking Relationships

March 2026

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Platforms Let Workers Chase the Best Price for Their Time

Podcast

Platforms Let Workers Chase the Best Price for Their Time

The Labor Economy is growing through systems that match supply and demand for work, even on an hourly basis, while also reshaping how and when people are paid.

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The Divided Recovery: Labor Economy Workers Face an Uncertain 2026

Research

Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story.

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The Divided Recovery: Labor Economy Workers Face an Uncertain 2026

Research

December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence Lags

Short pay delays or missed shifts can dampen household confidence and reduce overall demand.

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Podcast

Unpredictable Pay Cycles Break Financial Stability for America’s Hourly Workers

At 60 million and growing, the U.S. Labor Economy represents a sizeable segment of the country’s manpower.

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Payments Executives on What Worked, What Failed and What Comes Next for Commerce in 2026

eBook

Payments Executives on What Worked, What Failed and What Comes Next for Commerce in 2026

The first half of the 2020s didn’t just accelerate payments and commerce. It stress-tested every assumption the industry carried into the decade.

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Money Mobility: Who Gets Paid Fast and Who Waits

Research

Slow Payouts Are Starting to Cost Banks Consumer Trust

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story.

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Construction Payments Need an Instant Lift

Money Mobility Tracker

Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis

December 2025

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