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Lending

Modernize your lending experience with embedded solutions and expert support tailored for your business – all with a single integration.

  • Loan disbursements and payments

  • Line of credit draws

  • Balance transfers

  • 70

    %

    consumers who chose or would choose instant access to loan funds

  • 76

    %

    consumers highly satisfied with instant payment methods for loan proceeds

  • 72

    %

    consumers and small businesses select instant payment options for quick access to good funds

  • 70

    %

    consumers who chose or would choose instant access to loan funds

  • 76

    %

    consumers highly satisfied with instant payment methods for loan proceeds

  • 72

    %

    consumers and small businesses select instant payment options for quick access to good funds

Technology solutions for lending

Scalable, secure, and flexible technologies to facilitate seamless money movement.

Instant payments orchestration

Payments complexity for lenders – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Immutable cloud ledger for fidelity and security

Manage balances and money movement with precision and accuracy.
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Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers.
Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.
Rigorous transactional risk management

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.
Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.

Pay and get paid

Anytime, anywhere

Any way they choose

Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.

Relevant resources

Wage to Wallet™ Index: The Resilience Deficit: Labor Workers in an Automated Economy

Consumer expectations fell across all workers in April, but the drop in perception of job security was particularly stark for Labor Economy workers.

Instant Payments Are Winning. Why Are Some Customers Still Saying No?

Instant Payments Grow but the Real Barrier Is Human

Some consumers decline instant because they don’t need the money right away. Others hesitate because they’re uneasy about sharing their bank details o…

The Preference Match Imperative

Why Speed Alone Isn’t Enough in Payouts

Payout performance is no longer defined solely by speed. Choice matters, and in many cases, it matters just as much as timing.

Speak with an expert