Financial institutions

Power modern financial experiences with Ingo’s embedded banking platform—streamline payments, grow deposits, and expand non-interest fee income, all without legacy core constraints.

Commercial B2C disbursements
Consumer account issuing, funding & transfers
Pay anyone P2P

78

%

consumers are highly satisfied with instant payments
3 in 4

consumers select instant for speed and good funds guarantee
72

%

consumers chose instant payments when given the option
69

%

consumers more likely to stay if offered free instant payments

78

%

consumers are highly satisfied with instant payments
3 in 4

consumers select instant for speed and good funds guarantee
72

%

consumers chose instant payments when given the option
69

%

consumers more likely to stay if offered free instant payments

Account Funding & Transfers for consumer banking customers

Grow deposits and enhance account utility

Safe, instant consumer account funding, transfers, and pay anyone P2P

Payouts for commercial banking clients

Provide the technology your commercial clients need to pay anyone, anywhere

Extend the benefits of real-time digital disbursements featuring in-line risk management and recipient payment choice to your commercial clients via seamless flat file or API integration in your commercial banking platform

Account & Card Issuing

Create value with account and card issuing solutions

Instant debit, prepaid and digital wallet account issuing powered by Ingo’s money movement services

COMING SOON

Instant payments orchestration

Payments complexity for financial institutions – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Immutable cloud ledger for fidelity and security

Manage balances and money movement with precision and accuracy.

Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers, as well as instant issue accounts.

Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.

Rigorous transactional risk management

Real-time underwriting, configurable risk management, network-wide fraud screening, velocity monitoring, and sanctions screening and clearing.

Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke CX platforms to get in-market fast.

Pay and get paid

Anytime, anywhere

Any way they choose

Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.

The Case for Instant Payout Adoption and Stickiness

How Instant Payouts Become Loyalty’s Secret Weapon

41% of total disbursement recipients that cite an instant payment rail as their most-used method for receiving payouts.

The Money Mobility Strategy That’s Changing How Banks Think

Every year, $8.2 billion quietly slips away from financial institutions, lost in the flow of customer disbursements routed to third-party banks.

Instant Payouts: The New Paycheck for a Real-Time Economy

Instant Payouts Become the New Paycheck in a Real-Time Economy

Consumers who rely on disbursements as their primary income are 58% more likely to opt for instant payments than those who receive funds only occasion…

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October 26 – 29, 2025

Las Vegas, NV

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