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Lending

Modernize your lending experience with embedded solutions and expert support tailored for your business – all with a single integration.

  • Loan disbursements and payments

  • Line of credit draws

  • Balance transfers

  • 70

    %

    consumers who chose or would choose instant access to loan funds

  • 76

    %

    consumers highly satisfied with instant payment methods for loan proceeds

  • 72

    %

    consumers and small businesses select instant payment options for quick access to good funds

  • 70

    %

    consumers who chose or would choose instant access to loan funds

  • 76

    %

    consumers highly satisfied with instant payment methods for loan proceeds

  • 72

    %

    consumers and small businesses select instant payment options for quick access to good funds

Technology solutions for lending

Scalable, secure, and flexible technologies to facilitate seamless money movement.

Instant payments orchestration

Payments complexity for lenders – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Immutable cloud ledger for fidelity and security

Manage balances and money movement with precision and accuracy.
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Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers, as well as instant issue accounts.
Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.
Rigorous transactional risk management

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.
Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.

Pay and get paid

Anytime, anywhere

Any way they choose

Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.

Relevant resources

The Case for Instant Payout Adoption and Stickiness

How Instant Payouts Become Loyalty’s Secret Weapon

41% of total disbursement recipients that cite an instant payment rail as their most-used method for receiving payouts.

Race Against Time: How Urgency Shapes the Demand for Instant Lending Payouts

Lenders Face a New Reality: Instant Payouts or Lose Customers

August 2025

The State of Digital Disbursements: Why Consumers Prefer Instant Payments

New Data: Consumers Want Control and Choose Instant Payments to Get It

41% of U.S. consumers who say they use instant methods to receive disbursements most often, up from 11% in 2018.

Speak with an expert