How Instant Payouts Become Loyalty’s Secret Weapon
They came for the speed, but they stayed for the habit. In “Beyond Speed: The Case for Instant Payout Adoption and Stickiness,” PYMNTS Intelligence, in collaboration with Ingo Payments, reveals…
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The Money Mobility Strategy That’s Changing How Banks Think
Every year, $8.2 billion quietly slips away from financial institutions, lost in the flow of customer disbursements routed to third-party banks. But what if these payouts, often treated as transactional…
Instant Payouts Become the New Paycheck in a Real-Time Economy
Instant disbursements have quietly become a cornerstone of how consumers manage their money. What began as a convenient perk for occasional refunds or rewards has evolved into a vital income…
Instant Payment Adoption Surges as Microbusinesses Race to Fill Paycheck Gaps
The payments landscape for small and medium-sized businesses (SMBs) is undergoing a transformation thanks to the growing adoption of instant methods. Such businesses rely on receiving nonrecurring, or ad hoc,…
New Data: Consumers Want Control and Choose Instant Payments to Get It
The digital disbursement landscape has evolved dramatically over the past seven years, reshaping how consumers receive payments. U.S. consumers increasingly receive disbursements from a variety of corporate and government agencies.…
Study Finds Instant Payments Strengthen Vendor Relationships in 5 Key Industries
With large U.S. enterprises facing demands from vendors, suppliers and contractors to make immediate payments, having ways to disburse funds instantly has become a strategic priority. The ability to execute…
Digital Transformation and Instant Payments Fuel Business Disbursement Efficiency
Speed, certainty and convenience — these are the driving forces behind the explosive growth of instant payments. In fact, consumers are 10 times more likely to receive nongovernment disbursements instantly…
How Instant Ad Hoc Payments Benefit Digital-First SMBs
Many small to mid-sized businesses (SMBs) rely on non-recurring or ad hoc payments for a substantial portion of their monthly revenue. In fact, ad hoc receipts represent a growing share…
Meeting Consumers’ Urgent Need for Funds with Instant Payments
Consumers increasingly report they urgently need their disbursements. In fact, 24% say they need funds in 30 minutes or less and another 22% say they need disbursements the same day.…
New Data: Instant Payments for Enterprise: Ad Hoc Transactions Go Real-Time
Enterprises regularly make ad hoc payments to consumers and small- to medium-sized businesses (SMBs). In the last year, the share of accounts payable (AP) comprised of ad hoc payments has…