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The Divided Recovery: Labor Economy Workers Face an Uncertain 2026

Research

December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence Lags

Short pay delays or missed shifts can dampen household confidence and reduce overall demand.

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Podcast

Unpredictable Pay Cycles Break Financial Stability for America’s Hourly Workers

At 60 million and growing, the U.S. Labor Economy represents a sizeable segment of the country’s manpower.

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Payments Executives on What Worked, What Failed and What Comes Next for Commerce in 2026

eBook

Payments Executives on What Worked, What Failed and What Comes Next for Commerce in 2026

The first half of the 2020s didn’t just accelerate payments and commerce. It stress-tested every assumption the industry carried into the decade.

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Construction Payments Need an Instant Lift

Money Mobility Tracker

Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis

December 2025

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The Demand for Instant Insurance: Why Speed Is the New Trust

Money Mobility Tracker

Slow Claims Payouts Push Insurance Policyholders to Switch Carriers

November 2025

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From Fast to Sticky: Why Instant Payouts Win Repeat Customers

Research

Instant Payouts Turn One-Time Users Into Lifelong Loyalists

Nearly six in 10 recipients who try instant once make it their preferred way to receive fund.

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How Real-Time Earnings Are Rewriting Work

Video

From Payroll to Pay Now: How Real-Time Earnings Are Rewriting Work

The nature of work, and of getting paid, is changing. The familiar two-week pay cycle is giving way to a real-time labor economy where people get paid when they earn, sometimes several times a day.

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Wage to Wallet Index

Research

Wage to Wallet™ Index: Measuring the Labor Economy’s Impact on U.S. Financial and Economic Health

Short pay delays or missed shifts can dampen household confidence and reduce overall demand.

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Money Mobility Ecosystem: Meeting Recipient Expectations in the Instant Economy

Research

Instant Pay Turns Every Payout Into a Loyalty Opportunity

Sixty-five percent of tip earners, 54% of gig workers and 55% of property owners need same-day access to their funds.

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Tips on Tap: Instant Payments in the Restaurant Industry

Money Mobility Tracker

Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady

September/October 2025

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The Quarter Without Headlines: Building Tomorrow's Payout Revolution

eBook

The Quarter Without Headlines: Building Tomorrow’s Payout Revolution

A new payments paradigm is already here: payouts have become the new paycheck, creating unprecedented opportunities for banks to build sticky account relationships.

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The Case for Instant Payout Adoption and Stickiness

Research

How Instant Payouts Become Loyalty’s Secret Weapon

41% of total disbursement recipients that cite an instant payment rail as their most-used method for receiving payouts.

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