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Fintech

Power modern fintech experiences with account and card issuing, instant money movement, and compliance—all from one full-service, embedded banking platform.

  • Account and card issuing

  • Funding, transfers and bill payment

  • Pay anyone P2P

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

Technology solutions for fintech

Scalable, secure, and flexible technologies to facilitate seamless money movement.

Account & Card Issuing

Create value with account and card issuing solutions

Instant debit, prepaid and digital wallet account issuing powered by Ingo’s money movement services

 

COMING SOON

Instant payments orchestration

Payments complexity for fintechs – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Immutable cloud ledger for fidelity and security

Manage balances and money movement with precision and accuracy.
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Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers, as well as instant issue accounts.
Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.
Rigorous transactional risk management

Real-time underwriting, configurable risk management, network-wide fraud screening, velocity monitoring, and sanctions screening and clearing.
Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke CX platforms to get in-market fast.

Add or transfer money

Pay and get paid

Any way they choose

Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.

Relevant resources

From Fast to Sticky: Why Instant Payouts Win Repeat Customers

Instant Payouts Turn One-Time Users Into Lifelong Loyalists

Nearly six in 10 recipients who try instant once make it their preferred way to receive fund.

How Real-Time Earnings Are Rewriting Work

From Payroll to Pay Now: How Real-Time Earnings Are Rewriting Work

The nature of work, and of getting paid, is changing. The familiar two-week pay cycle is giving way to a real-time labor economy where people get paid…

Wage to Wallet Index

Wage to Wallet™ Index: Measuring the Labor Economy’s Impact on U.S. Financial and Economic Health

Short pay delays or missed shifts can dampen household confidence and reduce overall demand.

Speak with an expert